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Debt Payoff Calculator

Compare snowball (smallest balance first) vs avalanche (highest interest first). See which gets you debt-free faster and saves more money.

The snowball and avalanche methods are two proven approaches to paying off multiple debts, but they produce very different results depending on your balances and interest rates. This calculator compares both strategies side by side and shows your debt-free date for each approach.

Your Debts
Debt NameBalanceInterest %Min Payment