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Rent vs Buy Calculator

Compare the true cost of renting versus buying over time, including home appreciation, investment returns on savings, and maintenance.

The rent-versus-buy decision depends on local prices, how long you plan to stay, and what you would earn investing the difference. This calculator compares total costs over 5 to 30 years, including opportunity cost, so you can make the choice that actually saves you money.

Buying Scenario
Renting Scenario
Return if you invest the down payment instead